In a survey, the agency found that 61% of households flood prone areas they didn’t believe property may be affected, and 30% of the people in these areas have done nothing to plan for it, i.e. about 1.5 million houses Not completely ready.
So, what should you do to ensure the safety of your home? We asked experts for their advice on what to do now, and in the event of an emergency.
check your risk
The first step you should take is to check if your home is in an area that is prone to flooding. Visit the Flood Information section on gov.uk, where you can also sign up for flood alert alerts by call, text or email. In Ireland, go to Fludinfo.ie and sign up for warnings in Wales through Natural Resources Wales.
Evaluate your insurance
“People should check with their insurer that they have the correct buildings and contents cover,” says Andrew Navitt, head of products for Co-op Insurance.
“If your home has been damaged by inclement weather, contact your insurer as soon as possible so that they can assess the level of damage and make necessary arrangements to deal with your claim, as they may be required to arrange an alternative accommodation. I may also need your help.”
move valuables up
“It’s most likely that water will first enter the lower floors of your home, making valuables on the ground floor more susceptible to water damage,” says Rachel Furney, spokeswoman for Home Interior Expert Hillarys. “Therefore, it is wise to try to move all of these items above and out of harm’s way.”
She recommends “prioritizing items that have more sentimental value and that are irreplaceable through a claim made through your home and contents insurance — including photos, memorabilia, and family heirlooms.”
Prepare emergency flood kit
“Should you decide to stay in your home or have to evacuate quickly, preparing and assembling the kit in advance will make things a lot easier,” says John Alexander, managing director of flood protection solutions provider Ecobex.
“Flood emergency kit is a collection of basic items that you may need in case of a disaster and should be available in a safe area. House, preferably at the level of the first floor. Store your first aid kit, documents and a radio in a sealed package and have an immersion motor pump to help with ground floor drainage after a flood event. You will likely have to survive on your own after a flood event, so you should have enough food, water, and other supplies to last for at least 72 hours.
Know what to do when there is a flood
In the event of a flood alert, there are steps you can take to minimize damage before the water rises.
First and foremost, if you think your home is about to flood, turn off your power supply at the source,” says Ferney.
Suzy Tiffany, home claims director for More Thanh, says: “If you can, park your car in a safe place on higher ground in case the water level rises. You can place sand bags in front of your door to prevent water from entering the house.”
Consider a long-term plan
“If your home is liable to flood again and you intend to live in your home for many years to come, it is certainly worth looking at how your home and its contents are protected from the potential effects of future climate change. Be saved,” says Ferney.
This may include exterior changes to reduce the potential for serious flood damage, such as “door and gate barriers, brick covers, sewage non-return valves and waterproof plasterboard”.